The Deputy Chief of Staff, Nana Oye Bampoe Addo, has reiterated the government’s commitment to making housing in Ghana more affordable and accessible to citizens.
She said housing should not only be viewed as a basic need for shelter but also as a key asset that supports improved health, education, job creation and economic development.
Nana Oye made the remarks on Thursday, March 5, 2026, at the opening of the National Home Ownership Fair 2026 in Accra, which is being held under the theme “Building Ghana, One Home at a Time.”
Her comments come as Ghana continues to face a growing housing deficit. As of 2025, the country’s housing shortfall was estimated at more than 1.8 million units, a situation attributed to rapid urbanisation, population growth and limited access to housing finance.
To help close the gap, she noted that government remains focused on completing several major housing initiatives across the country. These include the Saglemi Affordable Housing Project, the Ho Oxygen City development, and the District Housing Programme, which are designed to expand access to homes for workers, civil servants and professionals.
Nana Oye also highlighted the importance of the National Home Ownership Fund, explaining that the initiative is helping to address barriers that prevent many Ghanaians from acquiring homes.
According to her, the fund is expected to expand access to mortgage financing while encouraging stronger collaboration with the private sector to increase housing delivery.
“Collaborative efforts with developers, financial institutions, local authorities and traditional leaders are central to scaling up housing delivery across the country,” she said.
She further welcomed ongoing legislative efforts aimed at strengthening the housing sector, particularly the modernised Rent Control Bill, which she believes will provide greater protection for tenants while improving the overall housing system.
The Deputy Chief of Staff also called on stakeholders within the housing sector to deepen cooperation to accelerate the delivery of housing projects nationwide.
Meanwhile, the Deputy Minister of Finance, Thomas Nyarko Ampem, said addressing Ghana’s housing challenge will require strong macroeconomic stability, sustainable financing models and reforms that reduce the overall cost of home ownership.
He noted that the housing deficit should not be treated solely as a social concern but also as an economic issue, explaining that poor housing conditions, high rental costs and long commuting hours can negatively affect productivity, health and educational outcomes.
To tackle the problem, he outlined three main priorities guiding the Ministry of Finance: maintaining macroeconomic stability to lower the cost of capital, mobilising long-term financing for housing projects, and implementing reforms to reduce non-construction costs such as land acquisition, permits and infrastructure.
Mr Ampem added that the Ministry is strengthening partnerships with pension funds, banks and development finance institutions to mobilise long-term capital for housing development, while also working to improve land title security and streamline regulatory processes.
He described the National Home Ownership Fair as an important platform for dialogue among developers, financiers, regulators and the public, aimed at expanding opportunities for home ownership across the country.